Regarding the initial denial and subsequent approval, based on my income:
I don't care how much money I make, the costs of cancer surgery and treatment are impossible to pay for no matter how much my income is. One recent post from a FB friend with cancer stated that her Chemo treatments for her melanoma were 30K a pop.
The screaming catch-22 is that I couldn't get approved based on the potential costs because I would have no way of showing how much the costs would be without first being approved and getting a bill. Without getting approved, I would never receive a bill and therefore would never have proof to show that I can't afford the upcoming medical costs.
My head hurts.